Louisa1810,
You are one of the most mature, intelligent 19 year old I have had the pleasure of meeting in a long time. You certainly not stupid. You were smart enough to know you are overhwhlemed and reached out for help. You are wise beyond your years dear. I am sorry you lost your job,however you are just one in millions of people who are in that catogory due to the down turn of the economy. No one hate you for claiming because they to are claiming, that is why when we have a job we contribute to such funds, so that if and when the time should come when we are unemployed, we have a place to go for emergency help (you paid to dip in the fund, do without guilt).
As far as the phone goes, how did you send it back, registered mail with insurance? Do you have the receipt? Did you retun it in the time limit allocated by the contract? If the answer is yes, you shouldn't have a problem and not owe anything. Now lets talk about getting your self=esteem up. I want you to take this opportunity to do something for someone less fortunate than yourself. How about volunterring at a homeless/battered women shelter or a veteran shelter? Oftentimes, being a blessing to others is when we find our own blessing. Take a class at your local community college. Find a mature person whom you have respect for and start a conversation, keep a diary as to where you aer now in your life and write where you want to be 5 years from now, how to get there.
You are never in our way, we are here 24/7 365 days a year, come whenever you like as often as you like. Go ahead have a good cry, crying is good for you, it helps relieve alot of stress. You are only 19, go ahead cry as much and as often as you like, we love and accept you as you are....beautiful.
God Bless you dear,
FadedRose