You're fourteen years old. You don't need to lose your virginity yet. You both have plenty of maturing yet to do. Trust me. I'm sixteen (&female), no, I'm not a virgin, but I lost mine a few months ago to a guy I'm not even dating. But if you're religous at all, I say don't have sex. You could end up regretting it, although I think it's nothing to fret over - I'm not religous but the majority of the guy's I've been with have been. I would talk to your girlfriend about what her opinion is on this matter, if she wants to lose her virginity now, no offense, that seems like she's just looking for action, if you get where I'm going with this... Something that you might want to do is have a chat with your girlfriend, hers and your parents, maybe a counsellor or go to a health clinic. Ask your girlfriend why she wants to lose her virginity. If she tells you she loves you and wants to be with you forever - tell her that you have forever to lose your virginty, and that sex shouldn't matter in a meaningful relationship at this point. Sounds like you guys are taking it slowly. It's nice to see how committed you are, but you are very young still. Also, make sure before you have sex that you go to a health clinic and have yourself and your girlfriend checked for anything - even if she says she's gotten shots for diseases. I think the majority of people out there will tell you to wait. But be sure to use a condom, and also... If you're wondering if you're "ready" or not to have sex, talk about it with your girlfriend and have "the talk" with your parents. Make sure you say things sincerely and let them know you mean what you say, and do some research. Make sure they know that you're ready. I hope that if your girlfriend thinks she's ready to have sex, make sure she knows what she's doing. And by that I don't mean she knows how to give a blowjob or anything, I mean that she's on birthcontrol and that you or a parent will go and buy condoms. I know a lot of teenagers (friends of mine) that have had pregnancies, it looks like a gift, but it is a lot of work. I hope this helps. If you want more info or anything, feel free to ask. I hope everything goes over well with you and your girlfriend.