Kayle--
I would suggest going to your doctor for a physical exam to rule out any physical ailment that mimics panic. After doctor's assessment/suggestions, you may want to proceed with mental health counseling to deal with anxiety.
Most likely, you are healthy, and would benefit from relaxation, visualization, mindfulness-based work to calm your racing thoughts/mind.
I know school is out soon, but check with your insurance provider and definitely talk to parents about your concerns.
It's also a strength that you are reaching out for help, and bothered by your symtoms.
Lastly, there are always options in life, and this is a situation that can be remedied.
Good luck,
Linda Esposito, LCSW