Ok, i had a medical abortion a month ago and i too am deathly afriad of surgury.
There are different ways of taking the medicines for medical abortion and that will depend on the clinic you go to.
But for me, i took one pill the day of my visit to the clinic, and four pills vaginally the next night.
I started bleeding faily soon after i took the four pills, however it is possible for you to start bleeding before. The first day you i bleed was pretty painful, like bad period cramps. I bleed for about a week and a half after that and by three weeks when i went for my follow up appointment i had completely stopped bleeding and the abortion was complete.
I ADVISE YOU TO DO THIS. Yes, your cramps will be bad the first day, and you may have cramping the following day (i didnt, and i have a low tolerence for pain)but it was not all that bad.
If you have any more questions, id be happy to answer because i know i was freaking out when i had to go through it.